How Credit Inquiries Affect Your Score and How to Manage Them Wisely

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When you apply for a credit card, loan, or financing, the lender will likely make a credit inquiry. These inquiries come in two forms: “hard” and “soft”. Understanding the difference between them and how they impact your credit score is essential for maintaining strong financial health.​ What is a Credit Inquiry? Hard Inquiry: Occurs when […]

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