Identity theft is when your personal information is plagiarized and criminals act in your name to obtain goods or services, credit and accumulate debts, using your citizenship card or driver’s license.
This crime is more common than you might think, so it’s important to check your credit history frequently and identify open accounts you don’t recognize so you can act in time to prevent your credit score from being affected.
Keep in mind the following recommendations to protect your personal information and avoid identity theft:
Change your passwords regularly.
This should become a routine, it is one of the best habits to protect your personal data.
Don’t use the same or similar passwords
If you use the same password on multiple sites the likelihood of identity theft increases.
Shred documents containing personal information
Before throwing away a document that has your personal information and your signature, you should destroy it, this way you will prevent criminals from accessing your information.
In case of loss or theft of your documents, make the corresponding report.
Report it to the police and report it to the banks or credit institutions, you will prevent thieves from impersonating your identity by having your documents in their possession.
Be careful with your devices
They can also steal your information using malware or spyware, set up access passwords for all your devices and always use antivirus.
Don’t share personal information
Avoid sharing your data by phone, WhatsApp or email, if for some reason you must do so remember to delete all information immediately.
You should know that for thieves nothing is impossible, so you will always be exposed to this crime. However, if you protect your information in one way or another the chances of identity theft are minimized.
If when reviewing your credit history you identify accounts that you did not process and have lowered your score, we can help. We work with all types of accounts to help you increase your credit score and regain your financial peace of mind.
