No caigas en estos 7 mitos sobre las tarjetas de crédito

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Puede que creas que lo sabes todo sobre las tarjetas de crédito, pero quizá debas pensarlo de nuevo. Las tarjetas de crédito tienen una mala reputación, ya que hay muchos conceptos erróneos sobre ellas. Sin embargo, las tarjetas de crédito no son del todo malas ni del todo buenas. Si quiere separar la realidad de […]

Necesidades frente a deseos: Primer paso para la reparación del crédito

You will need to save money when you have a newborn baby

Hable con una empresa de reparación de crédito, y la primera pregunta que le harían es cómo crear su presupuesto mensual, que gira en torno a la diferenciación entre sus necesidades y deseos. A primera vista, puede parecer fácil, pero cuando empiezas a planificar tu presupuesto, te das cuenta de que hay una delgada y […]

I cant buy a house the divorce hurt my credit

finance

In the pandemic, many people have lost their jobs and have seen their debts grow. Here we want to let you know the laws that protect you. Who tells you that you are getting divorced without first getting married?The answer is pretty close to, NO ONE. At best, perhaps an expert on the subject of […]

It is possible to get your debt under control

Debt inscription with dollar bills

There is no magic formula to keep debts under control, but if you manage them correctly and consistently you will be able to eliminate financial obligations that affect your credit score. The first step is to be patient and consistent, the path of organization will help you achieve the financial relief you so desperately need. […]

Length of Credit History Explained

Checking time. Stylish man with beard and in glasses is outdoors near building

You probably know that a good credit score opens doors when it comes to loan and credit card approvals. It helps you get better terms and can even help you save money on auto insurance or get a new job. But many people don’t know exactly where credit scores come from. Discover more about the […]

Identity Theft Affects Your Credit Score

Dangerous hacker hiding his identity wearing a white mask

Identity theft is when your personal information is plagiarized and criminals act in your name to obtain goods or services, credit and accumulate debts, using your citizenship card or driver’s license.

All you need to know about Credit

Credit words written on note paper.

Only around 1 in 8 Americans know what their credit score is. A majority of people make financial decisions every day without a full understanding of what they might mean in the long term. Find out why credit is important to you and how you can better manage yours.

What Credit Score Do You Need To Buy A House?

Buying a house or mortgage concept

No matter where on the scale you stand, credit scores are a confusing topic. The concept sounds easy enough to understand: a good credit score boosts your chances of qualifying for various loans. A high credit score tells a lender that you have a good history of repaying your loans on time.  When purchasing a […]

5 Ways To Raise Your Credit From Poor To Good

credit score, calculator, laptop, cup, book and pen on table

Unless your credit score is a perfect 850, chances are you could use a boost on your credit score. Unfortunately for all of us, a few negative points on your report can significantly decrease your credit score, especially if you have a short credit history. Depending on what is pushing your score down, you may be […]

What Are Credit Reporting Agencies?

Credit bureaus, or credit reporting agencies, are the companies that maintain, collect, and provide consumer credit information to the lenders we use for our credit cards, car loans, mortgages, and other types of loans.  Credit reporting agencies help to measure a consumer’s creditworthiness, which gives lenders an insight into the likelihood of whether or not a […]

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