¿Es 580 una buena puntuación de crédito?
Con una puntuación de crédito de 580, usted puede preguntarse lo que significa. Puede ser un reto visualizar lo que significa realmente la puntuación de crédito y cuáles son buenas o malas. No se preocupe porque lo tenemos cubierto. Lea este blog para aprender todo lo que debe saber si su puntuación de crédito es […]
5 cosas que no debe hacer para reparar su crédito
A continuación encontrará los errores más comunes que la gente comete al tratar de reparar su crédito, y todos ellos provienen de simples malentendidos y suposiciones de las que cualquiera podría ser culpable.
Are you 1 of 45 million people in the USA without a credit score?
According to the Consumer Financial Protection Bureau, around 45 million consumers in the United States are “credit invisibles”—people who do not have scorable credit records. It’s a financial state that can make it more difficult to do things such as get loans, qualify for affordable car insurance, or even get a job. Discover more about the credit […]
6 Tips to Help Your Credit Utilization Ratio
Credit utilization is the percentage of your total credit that you are using or the amounts you owe. It is critical to maintaining a low utilization ratio since it is the second-most important factor in your credit score. A low credit utilization ratio can improve your credit scores, but a high utilization ratio can negatively […]
¿Qué es la regla 50/30/20 del presupuesto?
La regla del presupuesto 50/30/20 es una de las mejores herramientas si no tiene paciencia para hacer un seguimiento detallado de sus gastos. Aprenda cómo funciona esta regla presupuestaria sencilla e intuitiva que puede incluso ayudarle a mejorar su puntuación de crédito con el tiempo. En términos sencillos, la regla del presupuesto 50/30/20 requiere que […]
It is possible to get your debts under control
There is no magic formula to keep debts under control, but if you manage them correctly and consistently you will be able to eliminate financial obligations that affect your credit score. The first step is to be patient and consistent, the path of organization will help you achieve the financial relief you so desperately need.
5 Ways to Repair Your Credit after Defaulting on Student Loans
Defaulting on a student loan can cause severe damage to your credit score, but taking the necessary steps to repair your credit can help you fix it. Read along further to learn more about those steps. What happens when you default on a student loan, and how does it impact your credit? First, credit rating agencies count […]
Get a Mortgage Loan with Bad Credit
First, consider getting your mortgage right away, before interest rates and real estate prices rise, if you’re ready to buy a home. What is a bad credit score for getting a mortgage? The only factor lenders rely on when evaluating a mortgage application is the applicant’s credit score. If you’re wondering what a credit score […]
