Length of Credit History Explained
You probably know that a good credit score opens doors when it comes to loan and credit card approvals. It helps you get better terms and can even help you save money on auto insurance or get a new job. But many people don’t know exactly where credit scores come from. Discover more about the […]
Identity Theft Affects Your Credit Score
Identity theft is when your personal information is plagiarized and criminals act in your name to obtain goods or services, credit and accumulate debts, using your citizenship card or driver’s license.
All you need to know about Credit
Only around 1 in 8 Americans know what their credit score is. A majority of people make financial decisions every day without a full understanding of what they might mean in the long term. Find out why credit is important to you and how you can better manage yours.
What Credit Score Do You Need To Buy A House?
No matter where on the scale you stand, credit scores are a confusing topic. The concept sounds easy enough to understand: a good credit score boosts your chances of qualifying for various loans. A high credit score tells a lender that you have a good history of repaying your loans on time. When purchasing a […]
5 Ways To Raise Your Credit From Poor To Good
Unless your credit score is a perfect 850, chances are you could use a boost on your credit score. Unfortunately for all of us, a few negative points on your report can significantly decrease your credit score, especially if you have a short credit history. Depending on what is pushing your score down, you may be […]
What Are Credit Reporting Agencies?
Credit bureaus, or credit reporting agencies, are the companies that maintain, collect, and provide consumer credit information to the lenders we use for our credit cards, car loans, mortgages, and other types of loans. Credit reporting agencies help to measure a consumer’s creditworthiness, which gives lenders an insight into the likelihood of whether or not a […]
¿Es 580 una buena puntuación de crédito?
Con una puntuación de crédito de 580, usted puede preguntarse lo que significa. Puede ser un reto visualizar lo que significa realmente la puntuación de crédito y cuáles son buenas o malas. No se preocupe porque lo tenemos cubierto. Lea este blog para aprender todo lo que debe saber si su puntuación de crédito es […]
5 cosas que no debe hacer para reparar su crédito
A continuación encontrará los errores más comunes que la gente comete al tratar de reparar su crédito, y todos ellos provienen de simples malentendidos y suposiciones de las que cualquiera podría ser culpable.
Are you 1 of 45 million people in the USA without a credit score?
According to the Consumer Financial Protection Bureau, around 45 million consumers in the United States are “credit invisibles”—people who do not have scorable credit records. It’s a financial state that can make it more difficult to do things such as get loans, qualify for affordable car insurance, or even get a job. Discover more about the credit […]
6 Tips to Help Your Credit Utilization Ratio
Credit utilization is the percentage of your total credit that you are using or the amounts you owe. It is critical to maintaining a low utilization ratio since it is the second-most important factor in your credit score. A low credit utilization ratio can improve your credit scores, but a high utilization ratio can negatively […]
